Banking Institute

Training Course on Digital Currencies and Central Bank Digital Currencies (CBDCs)

Introduction

The digital transformation of finance has ushered in a new era defined by blockchain technology, cryptocurrency innovation, and the rise of Central Bank Digital Currencies (CBDCs). Governments, financial institutions, and fintech innovators are increasingly exploring the role of digital assets in the global economy. Training Course on Digital Currencies and Central Bank Digital Currencies (CBDCs) equips professionals with in-depth knowledge of digital currencies, offering hands-on case studies, strategic insights, and regulatory frameworks shaping the future of finance.

This course not only bridges the gap between traditional banking and emerging financial technologies but also enhances your capacity to interpret CBDC policies, blockchain integration, DeFi implications, and cybersecurity challenges. Whether you're a policymaker, banker, or tech leader, this course provides the practical and theoretical foundation to lead in the evolving financial ecosystem.

Programme Curriculum

Training Course on Digital Currencies and Central Bank Digital Currencies (CBDCs)

Introduction

Course Objectives

Understand the fundamentals of digital currencies, cryptocurrencies, and CBDCs.
Examine global CBDC initiatives and regulatory frameworks.
Analyze the role of blockchain and distributed ledger technologies.
Explore the impact of DeFi (Decentralized Finance) on monetary policy.
Evaluate stablecoins and their role in financial stability.
Identify cybersecurity risks associated with digital currency systems.
Learn cross-border payment innovations through CBDCs.
Discover the role of tokenization in modern finance.
Apply smart contract principles to CBDC applications.
Assess the implications of financial inclusion via digital currencies.
Compare retail vs wholesale CBDCs with real-world use cases.
Study the role of regtech and compliance technologies.
Develop strategies for digital wallet adoption and user experience.

8 Target Audiences

Central Bank Officials
Financial Analysts and Economists
Fintech Developers
Policymakers and Legislators
Blockchain Consultants
Banking Executives
Compliance Officers
Academic Researchers

Course Duration: 10 days

Course Modules

Module 1: Introduction to Digital Currencies

Definition and evolution of digital currencies
Key differences: digital vs fiat vs crypto
Global adoption trends
Technology foundations: Blockchain 101
Future outlook
Case Study: Bitcoin’s rise and impact on legacy systems

Module 2: Understanding CBDCs

What are CBDCs?
Retail vs wholesale CBDCs
Key motivations for adoption
Design models by central banks
Legal implications
Case Study: China’s Digital Yuan Implementation

Module 3: Blockchain Technology for CBDCs

Distributed ledger fundamentals
Permissioned vs permissionless ledgers
Data integrity and traceability
Blockchain scalability challenges
Interoperability concerns
Case Study: Project Jura (France/Switzerland cross-border CBDC)

Module 4: Global CBDC Developments

BIS and IMF perspectives
Country-specific pilots
Policy approaches comparison
Public-private collaboration
Institutional barriers
Case Study: Sweden’s e-Krona Experiment

Module 5: Cryptocurrency Ecosystem

Crypto market overview
Tokens vs coins
Leading cryptocurrencies
Mining and consensus mechanisms
Institutional investment trends
Case Study: Ethereum's transition to Proof-of-Stake

Module 6: Stablecoins and Financial Stability

Stablecoin definitions and types
Reserve-backed vs algorithmic models
Role in payment systems
Regulatory scrutiny
Integration with CBDCs
Case Study: Diem (formerly Libra) by Meta

Module 7: DeFi and CBDCs

What is DeFi?
Liquidity pools and lending
Risks and rewards
DeFi regulation potential
Integrating DeFi with CBDCs
Case Study: MakerDAO’s stability mechanisms

Module 8: Regulatory Frameworks

AML and KYC requirements
Data privacy and digital IDs
FATF guidelines
Cross-border regulation issues
Central bank roles
Case Study: European Union’s MiCA Regulation

Module 9: Financial Inclusion and Accessibility

Unbanked and underbanked populations
CBDCs for social aid distribution
Reducing remittance costs
Mobile wallet adoption
Digital literacy challenges
Case Study: Nigeria’s eNaira and inclusion efforts

Module 10: Design and Technical Infrastructure

Digital wallets
Offline functionality
API and SDK integration
Interoperability layers
Architecture trade-offs
Case Study: Project Helvetia (Swiss National Bank)

Module 11: Cybersecurity and Risk Management

Threats to digital currency systems
Encryption and authentication protocols
CBDC-specific vulnerabilities
Disaster recovery planning
Regulatory expectations
Case Study: North Korea’s crypto hacks and prevention

Module 12: Smart Contracts and Programmable Money

Defining smart contracts
Automating financial services
Legal and operational concerns
Central bank oversight
Applications for CBDCs
Case Study: Project Dunbar (multi-CBDC with smart contracts)

Module 13: Cross-Border Payment Innovations

Issues in current systems
Speed and cost reductions
Interoperable CBDC frameworks
Currency exchange mechanisms
International cooperation models
Case Study: mBridge Project (BIS x APAC collaboration)

Module 14: Digital Identity and Privacy

Role of digital ID in CBDCs
Balancing privacy and security
Anonymity vs traceability
Legal frameworks
Ethical concerns
Case Study: Estonia’s e-ID ecosystem

Module 15: The Future of Money

Post-CBDC monetary systems
AI and automation integration
CBDCs and ESG (Environmental, Social, Governance) goals
The role of commercial banks
Evolving global financial leadership
Case Study: IMF simulations on global digital currency impact

Training Methodology

Interactive lectures with live Q&A
Case-based learning with real-world examples
Hands-on simulation exercises for digital wallets and smart contracts
Expert guest speakers from central banks and fintech companies
Assessments and certification upon course completion

Register as a group from 3 participants for a Discount

Send us an email: info@fineskilltrainingcenter.org or call +254769199797

Certification

Upon successful completion of this training, participants will be issued with a globally- recognized certificate.

Tailor-Made Course

We also offer tailor-made courses based on your needs.

Key Notes

a. The participant must be conversant with English.

b. Upon completion of training the participant will be issued with an Authorized Training Certificate

c. Course duration is flexible and the contents can be modified to fit any number of days.

d. The course fee includes facilitation training materials, 2 coffee breaks, buffet lunch and A Certificate upon successful completion of Training.

e. One-year post-training support Consultation and Coaching provided after the course.

f. Payment should be done at least a week before commence of the training, to Fineskill Training Center account, as indicated in the invoice so as to enable us prepare better for you.

Skills & Software Covered

Digital Currency Central Banking Finance Technology

Programme Fee

Duration: 10 Days

Method: Online or Physical

Online Price: $2,000

Physical Price: $3,000

Certification: Accredited Certificate

View Available Dates 📄 Download Course Outline (PDF)

Available Sessions

Location

Month

Year

Oct 19 2026

19 Oct — 30 Oct 2026

💻 Online / Virtual session

Online $2,000